Effective Date: May 25, 2025

Welcome to ClaimsAndRights.com (the “Website”), operated by ClaimsAndRights.com (“Company,” “we,” “us,” or “our”). By accessing or using our Website, services, or mobile messaging program, you agree to be bound by the following Terms and Conditions (“Terms”). Please read them carefully before using our Website or services.

1. Acceptance of Terms

By using this Website or participating in any of our services, you affirm that you are at least 18 years of age or have obtained parental consent if you are under 18. Your continued use signifies acceptance of these Terms and any future amendments.

2. Use of Website and Services

ClaimsAndRights.com provides legal information, resources, and support related to claims and rights. The content provided is for informational purposes only and does not constitute legal advice. You agree to use the Website lawfully and not to engage in conduct that could harm the Website or its users.

3. Mobile Messaging Program Terms

By opting into ClaimsAndRights.com’s mobile messaging program, you agree to the following terms:

  • Message Frequency: You may receive up to five (5) messages per month. These messages include legal updates, service notifications, and important information related to your inquiries or subscriptions.

  • Message and Data Rates: Message and data rates may apply depending on your mobile carrier and plan. You are responsible for any such fees.

  • Help and Support: Reply HELP to any message for assistance. For additional support, you may contact us at info@ClaimsAndRights.com or call (866) 751-0444.

  • Opt-Out: You can opt out of receiving messages at any time by replying with STOP, QUIT, END, CANCEL, or UNSUBSCRIBE. Opt-out requests are effective immediately and you will receive no further messages after opting out.

  • Privacy of Mobile Information: ClaimsAndRights.com does not share, sell, or rent your mobile information to any third parties or affiliates for marketing or promotional purposes. Your privacy is strictly protected in accordance with our Privacy Policy.

4. User Responsibilities

You agree to provide accurate and complete information when engaging with ClaimsAndRights.com and to update it as necessary. You agree not to misuse the Website or mobile services, including but not limited to:

  • Using automated means to access or collect data

  • Transmitting viruses, harmful code, or spam

  • Attempting unauthorized access to any part of the Website or data

5. Intellectual Property

All content on ClaimsAndRights.com, including text, graphics, logos, and software, is the property of ClaimsAndRights.com or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our explicit written consent.

6. Disclaimer of Warranties

ClaimsAndRights.com provides the Website and services "as is" without warranties of any kind, express or implied. We do not guarantee accuracy, completeness, or timeliness of content and disclaim all warranties, including but not limited to merchantability and fitness for a particular purpose.

7. Limitation of Liability

To the fullest extent permitted by law, ClaimsAndRights.com shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Website or services. This includes damages for loss of profits, data, or other intangible losses.

8. Indemnification

You agree to indemnify, defend, and hold harmless ClaimsAndRights.com and its affiliates, officers, agents, and employees from any claims, damages, liabilities, costs, or expenses arising from your use of the Website or violation of these Terms.

9. Termination

ClaimsAndRights.com reserves the right to suspend or terminate your access to the Website or mobile messaging services at any time, without notice, for conduct that violates these Terms or that we deem harmful to the Website or other users.

10. Changes to Terms

We may update these Terms periodically. When changes occur, the revised Terms will be posted with an updated “Effective Date.” Continued use of the Website or mobile services after changes signifies your acceptance of the new Terms. We encourage you to review these Terms regularly.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Illinois for any disputes arising under these Terms.

12. Contact Information

For any questions, concerns, or disputes regarding these Terms, please contact us:

ClaimsAndRights.com
601 N Division St #1006
Morris, IL 60450
Phone: (866) 751-0444
Email: info@ClaimsAndRights.com

By using ClaimsAndRights.com’s Website or mobile services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.